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All rates are fixed simple interest with no prepayment penalty.
Interest rates vary depending on loan term, value of collateral,
credit history, new purchase, employment record, and financial
equities. Consumer loans closed have a $50.00 fee unless
otherwise noted. All loans are open-end except for our Real
Estate.
| Cars
& Pickups |
Rates starting at 5.9%. APR*
|
| |
| Recreation
& Equipment |
Rates starting at 6.4% APR*
|
| MOTOR
HOMES, TRAVEL TRAILERS, BOATS, 5TH WHEEL, MOTORCYCLES,
4-WHEELERS, TRACTORS, TRUCKS, … |
| |
| Signature
Loans |
Rates
starting at
7.9% APR*
|
VISA
Rates starting at 7.9% APR*, No Fee.
|
| |
| Express-Line |
13.5% APR*
|
Revolving credit line and overdraft protection. Payment by auto transfer from checking or savings calculated at 5% of balance from last draw. No Fee
|
| |
| Savings/C.D.
Loans |
2% above the rate being paid on the share (savings) account or certificate rounded up to the nearest ¼% APR*. No Fee
|
| |
| Real
Estate Option 1 |
Loans stay at Credit Union, Flexible with low Fees, Rates adjust after 5 years and balloons at 10 years.
|
| |
| Real
Estate Option 2 |
Variable & Fixed Rates, Loans sold on secondary market.
|
| |
| Mobile
Home |
80% of value (depending on condition/location); model year of 1980 or newer. |
| |
| Single-Payment |
Interest rate of 2% above the rate paid on a monthly payment loan. No Fee.
|
| |
| Business
Loans |
Residential properties, vehicles & equipment with aggregate totals exceeding $50,000. 1 - 1.5% fee + costs
|
| |
| All
information contained herein is provided for the sole
use of the employees and agents of the Credit Union
and is not an advertisement to extend credit under the
rules of Regulation Z. The above information is only
a summary. Please refer to your credit agreement
and other loan documents for full disclosure. |
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© 2007
Malheur Federal Credit Union. All Rights Reserved!