Savings

SAVINGS & CERTIFICATE RATES
AS OF AUG 31,2010

REGULAR SHARES		DIVIDEND RATE	APY*
$50.00-1,999.99		0.10%	0.10%
$2,000.00-4,999.99		0.25%	0.25%
$5,000.00 PLUS		0.50%	0.50%

CHRISTMAS CLUB
Minimum Balance $10.00		0.10%	0.10%

IRA REGULAR SHARES
Minimum Balance $10.00		1.50%	1.51%

CUMMFI ACCOUNT (MONEY MARKET)
Minimum Balance $2,500.00		0.10%	0.10%

SHARE CERTIFICATES - You can make additional deposits to your Share Certificate at any time without changing your dividend rate or extending your maturity date. Share Certificates with a term of 18 months or longer have a one time bump-up.
N/A
	TWELVE MONTHS

$100.00 MINIMUM
	NINETY DAY	0.25%	0.25%
	180 DAYS	0.50%	0.50%



$100.00 MINIMUM
	12-36 MONTHS	1.00%	1.00%

$100.00 MINIMUM IRA ACCOUNTS
	NINETY DAY	0.25%	0.25%
	180 DAYS	0.50%	0.50%
	1 YEAR	1.00%	1.00%
	18-36 MONTHS	1.00%	1.00%
A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL OF SHARE CERTIFICATES.
* APY is the annual percentage yield
- RATES QUOTED ARE PROSPECTIVE AND SUBJECT TO CHANGE. - CONTACT AN EMPLOYEE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS. - FEES COULD REDUCE EARNINGS ON THE ACCOUNT. - FEDERALLY INSURED TO $250,000 BY NCUA A U.S. GOVERNMENT AGENCY.

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